The Team Behind the Smarter Way to Spend

We’re on a mission to help people grow their money before they spend it, with a team passionate about rethinking how India saves, invests, and achieves life goals.

How it works

The Team Behind the Smarter Way to Spend

Turn your spending goals into growth plans. Here’s how we help you make every rupee work smarter.

The Team Behind the Smarter Way to Spend

We’re on a mission to help people grow their money before they spend it, with a team passionate about rethinking how India saves, invests, and achieves life goals.

Our mission

Our vision is a world where no one uses EMI to buy what they love.

We believe that money should work for your goals, not against them. We're building an ecosystem where people grow wealth while planning their lifestyle — not falling into debt traps.

Our mission

Our vision is a world where no one uses EMI to buy what they love.

We believe that money should work for your goals, not against them. We're building an ecosystem where people grow wealth while planning their lifestyle — not falling into debt traps.

Our mission

Our vision is a world where no one uses EMI to buy what they love.

We believe that money should work for your goals, not against them. We're building an ecosystem where people grow wealth while planning their lifestyle — not falling into debt traps.

2019

2019

Year founded

100+

100+

Brand integration

₹600 cr+

₹600 cr+

Fund managed

Our investment philosophy

Smart investing made simple for everyone.

Curated mutual funds, managed by experts. Time-aligned investments based on goal duration. SEBI-registered, transparent, and safe. Focused on consistent, long-term returns.

Our investment philosophy

Smart investing made simple for everyone.

Curated mutual funds, managed by experts. Time-aligned investments based on goal duration. SEBI-registered, transparent, and safe. Focused on consistent, long-term returns.

Our investment philosophy

Smart investing made simple for everyone.

Curated mutual funds, managed by experts. Time-aligned investments based on goal duration. SEBI-registered, transparent, and safe. Focused on consistent, long-term returns.

Returns

Returns but adjusted to the risk you can take and should be taking with your savings

Returns

Returns but adjusted to the risk you can take and should be taking with your savings

Returns

Returns but adjusted to the risk you can take and should be taking with your savings

Safety

Safety of your capital is the most important factor in our investment framework

Safety

Safety of your capital is the most important factor in our investment framework

Safety

Safety of your capital is the most important factor in our investment framework

Liquidity

Liquidity to ensure your target goal is achieved within the stipulated goal duration, and hassle free withdrawals when you complete your goals

Liquidity

Liquidity to ensure your target goal is achieved within the stipulated goal duration, and hassle free withdrawals when you complete your goals

Liquidity

Liquidity to ensure your target goal is achieved within the stipulated goal duration, and hassle free withdrawals when you complete your goals

Meet our founders

Multipl was founded by a group of product leaders, investors, and financial experts who saw the problem with consumer debt culture and decided to build a better way.

Paddy Raghavan

Founder, CEO

Previously Co-Founder @ cmpute.io
(acquired by Cisco)

Masters from IIIT-B

Vikas jain

Founder , CIO

Ex-Goldman Sachs successfully ran a
private investment advisory for
HNI’s, IIM,CA, CFA and RIA

Jags Raghavan

Founder , COO

Previously Co-Founder @ cmpute.io
(acquired by Cisco) Mentor to start-ups
at Cisco Launchpad

Our investors

Backed by believers in smarter finance

We believe that money should work for your goals, not against them. We're building an ecosystem where people grow wealth while planning their lifestyle — not falling into debt traps.

Our investors

Backed by believers in smarter finance

We believe that money should work for your goals, not against them. We're building an ecosystem where people grow wealth while planning their lifestyle — not falling into debt traps.

Our investors

Backed by believers in smarter finance

We believe that money should work for your goals, not against them. We're building an ecosystem where people grow wealth while planning their lifestyle — not falling into debt traps.

Multipl in the News

From front-page features to expert shoutouts — see how Multipl is making headlines across India’s top media platforms.

Multipl in the News

From front-page features to expert shoutouts — see how Multipl is making headlines across India’s top media platforms.

Multipl in the News

From front-page features to expert shoutouts — see how Multipl is making headlines across India’s top media platforms.

Multipl Reinventing Mutual Funds as New-Age Savings Accounts, Powered by Mutual Fund Returns and Brand Discounts; Partners with FundsIndia to Expand Spendvesting to MFDs Across India

Multipl + FundsIndia Partnership

Fintech startup Multipl raises $1.5 million funding in round led by Blume Ventures, MIXI Global Investments

Read more at:

https://economictimes.indiatimes.com/tech/funding/fintech-startup-multipl-raises-1-5-million-funding-in-round-led-by-blume-ventures-mixi-global-investments/articleshow/111787652.cms?from=mdr&utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst

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Savings calling. Answer?

Start planning your next big purchase with Multipl — grow your money, earn rewards, and skip the EMIs.

Savings calling. Answer?

Turn your spending goals into growth plans.Here’s how we help you make every rupee work smarter.

Savings calling. Answer?

Start planning your next big purchase with Multipl — grow your money, earn rewards, and skip the EMIs.

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