
The Team Behind the Smarter Way to Spend
We’re on a mission to help people grow their money before they spend it, with a team passionate about rethinking how India saves, invests, and achieves life goals.
How it works
The Team Behind the Smarter Way to Spend
Turn your spending goals into growth plans. Here’s how we help you make every rupee work smarter.
The Team Behind the Smarter Way to Spend
We’re on a mission to help people grow their money before they spend it, with a team passionate about rethinking how India saves, invests, and achieves life goals.


Our mission
Our vision is a world where no one uses EMI to buy what they love.
We believe that money should work for your goals, not against them. We're building an ecosystem where people grow wealth while planning their lifestyle — not falling into debt traps.
Our mission
Our vision is a world where no one uses EMI to buy what they love.
We believe that money should work for your goals, not against them. We're building an ecosystem where people grow wealth while planning their lifestyle — not falling into debt traps.
Our mission
Our vision is a world where no one uses EMI to buy what they love.
We believe that money should work for your goals, not against them. We're building an ecosystem where people grow wealth while planning their lifestyle — not falling into debt traps.
2019
2019
Year founded
100+
100+
Brand integration
₹600 cr+
₹600 cr+
Fund managed
Our investment philosophy
Smart investing made simple for everyone.
Curated mutual funds, managed by experts. Time-aligned investments based on goal duration. SEBI-registered, transparent, and safe. Focused on consistent, long-term returns.
Our investment philosophy
Smart investing made simple for everyone.
Curated mutual funds, managed by experts. Time-aligned investments based on goal duration. SEBI-registered, transparent, and safe. Focused on consistent, long-term returns.
Our investment philosophy
Smart investing made simple for everyone.
Curated mutual funds, managed by experts. Time-aligned investments based on goal duration. SEBI-registered, transparent, and safe. Focused on consistent, long-term returns.

Returns
Returns but adjusted to the risk you can take and should be taking with your savings


Returns
Returns but adjusted to the risk you can take and should be taking with your savings


Returns
Returns but adjusted to the risk you can take and should be taking with your savings


Safety
Safety of your capital is the most important factor in our investment framework


Safety
Safety of your capital is the most important factor in our investment framework


Safety
Safety of your capital is the most important factor in our investment framework


Liquidity
Liquidity to ensure your target goal is achieved within the stipulated goal duration, and hassle free withdrawals when you complete your goals


Liquidity
Liquidity to ensure your target goal is achieved within the stipulated goal duration, and hassle free withdrawals when you complete your goals


Liquidity
Liquidity to ensure your target goal is achieved within the stipulated goal duration, and hassle free withdrawals when you complete your goals

Meet our founders
Multipl was founded by a group of product leaders, investors, and financial experts who saw the problem with consumer debt culture and decided to build a better way.


Paddy Raghavan
Founder, CEO
Previously Co-Founder @ cmpute.io
(acquired by Cisco)
Masters from IIIT-B

Vikas jain
Founder , CIO
Ex-Goldman Sachs successfully ran a
private investment advisory for
HNI’s, IIM,CA, CFA and RIA

Jags Raghavan
Founder , COO
Previously Co-Founder @ cmpute.io
(acquired by Cisco) Mentor to start-ups
at Cisco Launchpad
Our investors
Backed by believers in smarter finance
We believe that money should work for your goals, not against them. We're building an ecosystem where people grow wealth while planning their lifestyle — not falling into debt traps.
Our investors
Backed by believers in smarter finance
We believe that money should work for your goals, not against them. We're building an ecosystem where people grow wealth while planning their lifestyle — not falling into debt traps.
Our investors
Backed by believers in smarter finance
We believe that money should work for your goals, not against them. We're building an ecosystem where people grow wealth while planning their lifestyle — not falling into debt traps.





Kunal Shah
Founder

Anugrah Shrivastava
Founder

Vasanth Kamath
Founder

Rohan Gupta
Founder

Shradha Sharma
Founder

Dhirendra Mahayavanshi
Co-Founder

Chakradhar Gade
Co-Founder

Savings calling. Answer?
Start planning your next big purchase with Multipl — grow your money, earn rewards, and skip the EMIs.
Savings calling. Answer?
Turn your spending goals into growth plans.Here’s how we help you make every rupee work smarter.
Savings calling. Answer?
Start planning your next big purchase with Multipl — grow your money, earn rewards, and skip the EMIs.



multipl
Multipl Wealth Management Private Limited
SEBI Registered Investment Advisers
SEBI Reg. No. INA200014681
Type of Registration: Non-Individual
Validity: Perpetual
Registration granted by SEBI,
enlistment with BSE and certification from NISM
in no way guarantee performance of the intermediary
or provide any assurance of returns to investors.
AMFI Registered Distributor
AMFI Registration Number : ARN-319633
Validity period from: 22-JAN-2025 To 21-JAN-2028
Escalation Matrix
Number of complaints received from all sources -
September 2025
Reasons for pendency : NA

multipl
Multipl Wealth Management Private Limited
SEBI Registered Investment Advisers
SEBI Reg. No. INA200014681
Type of Registration: Non-Individual
Validity: Perpetual
Registration granted by SEBI,
enlistment with BSE and certification from NISM
in no way guarantee performance of the intermediary
or provide any assurance of returns to investors.
AMFI Registered Distributor
AMFI Registration Number : ARN-319633
Validity period from: 22-JAN-2025 To 21-JAN-2028
Escalation Matrix
Level 1 - Compliance Officer
Level 2 - Principal Officer
SEBI-Bengaluru office address &
contact
2F, Jeevan Mangal Bldg.,
No.4 Residency Road,
Bengaluru - 560025, Karnataka;
+91-80-22222262/64/83;
Number of complaints received from all sources -
September 2025
Reasons for pendency : NA