Multipl Wealth Management Pvt. Ltd.

SEBI Registered Investment Adviser

Number of complaints received from all sources -

September 2025

Start of the month

Received this month

Resolved this month

Pending at month end

Reasons for pendency : NA

Investor Charter Details

Multipl Wealth Management Pvt. Ltd.

SEBI Registered Investment Adviser

Number of complaints received from all sources -

September 2025

Start of the month

Received this month

Resolved this month

Pending at month end

Reasons for pendency : NA

Investor Charter Details

Multipl Wealth Management Pvt. Ltd.

SEBI Registered Investment Adviser

Number of complaints received from all sources -

September 2025

Start of the month

Received this month

Resolved this month

Pending at month end

Reasons for pendency : NA

Investor Charter Details

Join the world of Spendvesting

Pay 15% less

for your spends

Download App

Watch explainer

Registered with

SEBI

Registered with

SEBI

Trusted by

5 Lakh+ Users

Trusted by

5 Lakh+ Users

Registered with

AMFI

Registered with

AMFI

Message from our Co-Founder

Vikas Jain

CA, CFA, MBA(IIM), Ex-Goldman Sachs

What is Spendvesting?

It’s the smarter way to buy what you love — by investing for your goals, earning returns, and unlocking brand rewards before you spend.

How it works

What is Spendvesting?

Turn your spending goals into growth plans. Here’s how we help you make every rupee work smarter.

What is Spendvesting?

It’s the smarter way to buy what you love — by investing for your goals, earning returns, and unlocking brand rewards before you spend.

Spendvesting is a rewarding mechanism where you invest for your lifestyle spends (planned or unplanned), by making small, recurring, short-term investments, and end up saving up to 20% with the dual benefit of great market returns plus additional brand discounts towards your spends.

How it works

Just 4 steps to start Spendvesting

Turn your spending goals into growth plans. Here’s how we help you make every rupee work smarter.

How it works

Just 4 steps to start Spendvesting

Turn your spending goals into growth plans.Here’s how we help you make every rupee work smarter.

How it works

Just 4 steps to start Spendvesting

Turn your spending goals into growth plans. Here’s how we help you make every rupee work smarter.

Choose your goal

iPhone, trip, wedding, pizza or anything big — your goal, your call.

Sneakers
Jewellery
Shopping
Groceries
Car insurance

Gadgets
Travel
Hobbies
Emergency fund
Parenting

Digital gold
Retirement planning
Dream car
Health insurance

Choose your goal

iPhone, trip, wedding, pizza or anything big — your goal, your call.

Sneakers
Jewellery
Shopping
Groceries
Car insurance

Gadgets
Travel
Hobbies
Emergency fund
Parenting

Digital gold
Retirement planning
Dream car
Health insurance

Choose your goal

iPhone, trip, wedding, pizza or anything big — your goal, your call.

Sneakers
Jewellery
Shopping
Groceries
Car insurance

Gadgets
Travel
Hobbies
Emergency fund
Parenting

Digital gold
Retirement planning
Dream car
Health insurance

We select the mutual funds for you

Our experts pick the best mutual funds for your timeline and goal.

We select the mutual funds for you

Our experts pick the best mutual funds for your timeline and goal.

We select the mutual funds for you

Our experts pick the best mutual funds for your timeline and goal.

Your money grows in curated mutual funds

Your money keeps growing with the help of mutual funds and brand discounts.

Your money grows in curated mutual funds

Your money keeps growing with the help of mutual funds and brand discounts.

Your money grows in curated mutual funds

Your money keeps growing with the help of mutual funds and brand discounts.

Use your mutual funds to get brand vouchers instantly

Choose from top brands to get exclusive savings when you complete your goal.

Use your mutual funds to get brand vouchers instantly

Choose from top brands to get exclusive savings when you complete your goal.

Use your mutual funds to get brand vouchers instantly

Choose from top brands to get exclusive savings when you complete your goal.

Use cases for Spendvesting

What Can I Spendvest For?

Turn your dreams into plans, from pizzas to iPhones to honeymoons, Spendvesting helps you get there debt-free.

Use cases for Spendvesting

What Can I Spendvest For?

Turn your spending goals into growth plans.Here’s how we help you make every rupee work smarter.

Use cases for Spendvesting

What Can I Spendvest For?

Turn your dreams into plans, from pizzas to iPhones to honeymoons, Spendvesting helps you get there debt-free.

Travel

Late night food

Next Gadget

Education

Jewellery

Security money

Shopping

Fashion

Hobbies

Home Upgrade

Health Care

Dream car

Travel

Late night food

Next Gadget

Education

Jewellery

Security money

Shopping

Fashion

Hobbies

Home Upgrade

Health Care

Dream car

Want to know more?

Get started

Types of goals for you

Plan or No plan. Save for anything, anytime

One app. Two powerful ways to plan your spends

Types of goals for you

Plan or No plan. Save for anything, anytime

One app. Two powerful ways to plan your spends

Fixed duration goal

Save for a specific purchase by a set date, like an iPhone, trip, or wedding. Stay on track with a deadline and get brand gift cards on time.

Fixed duration goal

Save for a specific purchase by a set date, like an iPhone, trip, or wedding. Stay on track with a deadline and get brand gift cards on time.

No duration goals

No goal planned? Just grow your money for future plans, like shopping, festivals, or gifts, and use it anytime across multiple brand partners.

No duration goals

No goal planned? Just grow your money for future plans, like shopping, festivals, or gifts, and use it anytime across multiple brand partners.

Types of goals

Plan or No Plan. Save for anything, Anytime.

One app. Two powerful ways to plan your spends

Types of goals

Plan or No Plan. Save for anything, Anytime.

One app. Two powerful ways to plan your spends

Why choose us?

Multipl vs Banks vs EMIs

Not all ways to pay are created equal. Compare. Understand. Choose the smarter option.

FEATURES

Banks

Upto 20% savings

Brand discounts

Debt free

Personalized goals

Regret free buying

Positive habit building

FEATURES

multipl

multipl

Banks

EMIs

Upto 20% savings

Brand discounts

Debt free

Personalized goals

Regret free buying

Positive habit building

Why choose us?

Multipl vs Banks

Not all ways to pay are created equal. Compare. Understand. Choose the smarter option.

Why choose us?

Multipl vs Banks

Not all ways to pay are created equal. Compare. Understand. Choose the smarter option.

Why choose us?

Multipl vs Banks vs Credit cards

Not all ways to pay are created equal. Compare. Understand. Choose the smarter option.

Why choose us?

Multipl vs Banks vs Credit cards

Not all ways to pay are created equal. Compare. Understand. Choose the smarter option.

Convinced enough?

Download App

Why trust Multipl?

Smart, Safe & Built for you

Built with security, transparency, and expert guidance — so you can grow your money with complete peace of mind.

Why trust Multipl?

Smart, Safe & Built for you

Turn your spending goals into growth plans.Here’s how we help you make every rupee work smarter.

Why trust Multipl?

Smart, Safe & Built for you

Built with security, transparency, and expert guidance — so you can grow your money with complete peace of mind.

SEBI registered investment advisors

Your investments are guided by SEBI-registered experts, CAs, CFAs and IIM MBAs, so you're backed by the highest standards of trust and compliance from AMFI and BSE.

Unbiased allocation

We don’t promote any specific fund houses. Every mutual fund is chosen solely based on what’s best for your goal.

Withdraw Anytime

Your funds don't stay with us. Withdraw anytime. Your money stays flexible, just like your goals.

Secured Transactions

Your money moves through bank-grade encryption and secured Razorpay payment gateways

SEBI registered investment advisors

Your investments are guided by SEBI-registered experts, CAs, CFAs and IIM MBAs, so you're backed by the highest standards of trust and compliance from AMFI and BSE.

Unbiased allocation

We don’t promote any specific fund houses. Every mutual fund is chosen solely based on what’s best for your goal.

Withdraw Anytime

Your funds don't stay with us. Withdraw anytime. Your money stays flexible, just like your goals.

Secured Transactions

Your money moves through bank-grade encryption and secured Razorpay payment gateways

Spendvest calculator

Find out what your money can do

See how much more you could be saving with Multipl vs. competitors with our Spendvest Calculator.

Spendvest calculator

Find out what your money can do

Turn your spending goals into growth plans.Here’s how we help you make every rupee work smarter.

Spendvest calculator

Find out what your money can do

See how much more you could be saving with Multipl vs. competitors with our Spendvest Calculator.

How much do you want to spend?

₹30,000

₹30,000

Money saved with Multipl

₹6,000 saved

EMIs

₹1,500 extra spent

₹1,500 extra spent

Banks

₹750 saved

₹750 saved

Multipl

₹6,000 saved

₹6,000 saved

Start spendvesting now

Download App

How can I spendvest?

Brand discounts and Mutual funds come together for you

Save even more when you invest with Multipl. Unlock offers from top brands when you redeem your goal.

How can I spendvest?

Brand discounts and Mutual funds come together for you

Save even more when you invest with Multipl. Unlock offers from top brands when you redeem your goal.

How can I spendvest?

Brand discounts and Mutual funds come together for you

Save even more when you invest with Multipl. Unlock offers from top brands when you redeem your goal.

How can I spendvest?

Brand discounts and Mutual funds come together for you

Save even more when you invest with Multipl. Unlock offers from top brands when you redeem your goal.

How can I spendvest?

Brand discounts and Mutual funds come together for you

Save even more when you invest with Multipl. Unlock offers from top brands when you redeem your goal.

from our smart users

Real People. Real Goals. Real Savings.

Hear how Multipl is helping users save smarter, spend better, and reach their goals — without EMIs or regrets.

This app is very good for investing daily or monthly or one time investment when withdrawal the amount is added some brand benefits also.
Rathna Shree
Love the seamless and well thought out UI, sign up was absolutely glitch-free, reminds me of the premier investment apps in the western world like Stripe and Robinhood
Saran Vashisht
This savings app is a game-changer! The installment feature makes saving manageable, and the added bonus of brand vouchers is fantastic. Redeeming them boosts my savings even further. Highly recommend for anyone looking to grow their money while enjoying extra perks!
Sesha Pramod
One of the finest and best app regarding every little to big goal, here you can create many goals, like for shopping, travel, family planning, retirement plan, and many more, and the best part is that here brands also support you get extra money , brands contribute some extra percentage, with your investment amount
Garvit Saraf

This app is very good for investing daily or monthly or one time investment when withdrawal the amount is added some brand benefits also.
Rathna Shree
Love the seamless and well thought out UI, sign up was absolutely glitch-free, reminds me of the premier investment apps in the western world like Stripe and Robinhood
Saran Vashisht
This savings app is a game-changer! The installment feature makes saving manageable, and the added bonus of brand vouchers is fantastic. Redeeming them boosts my savings even further. Highly recommend for anyone looking to grow their money while enjoying extra perks!
Sesha Pramod
One of the finest and best app regarding every little to big goal, here you can create many goals, like for shopping, travel, family planning, retirement plan, and many more, and the best part is that here brands also support you get extra money , brands contribute some extra percentage, with your investment amount
Garvit Saraf

You can trust them, they are genuine you get the receipt of the mutual fund from the respective AMC once your order is processed successfully. Their customer executive team is really helpful. Just tell them the issue they will sort it and provide you with the best possible resolution.
Sharath A
It's a more organised and systematic investment app. Since it offers with a low amount it sound interesting.
Dr Murali Basa
Having good customer support and having good experience with this app. It is worth as well.
Srikar Katakam
Loved the idea behind this app. Set your goals and save money as per your own flexibility, get returns on that based on your risk appetite and also the fact that great offers are there for your goals like buying jewellery, home appliances, travel trips.. All in all I found this app great because it lets you save and earn both at the same time. Regarding the customer support experience, team was easy to reach, and quick to guide and respond to my issue! I highly recommend try this app once!!
Diksha Sharma

You can trust them, they are genuine you get the receipt of the mutual fund from the respective AMC once your order is processed successfully. Their customer executive team is really helpful. Just tell them the issue they will sort it and provide you with the best possible resolution.
Sharath A
It's a more organised and systematic investment app. Since it offers with a low amount it sound interesting.
Dr Murali Basa
Having good customer support and having good experience with this app. It is worth as well.
Srikar Katakam
Loved the idea behind this app. Set your goals and save money as per your own flexibility, get returns on that based on your risk appetite and also the fact that great offers are there for your goals like buying jewellery, home appliances, travel trips.. All in all I found this app great because it lets you save and earn both at the same time. Regarding the customer support experience, team was easy to reach, and quick to guide and respond to my issue! I highly recommend try this app once!!
Diksha Sharma

You can trust them, they are genuine you get the receipt of the mutual fund from the respective AMC once your order is processed successfully. Their customer executive team is really helpful. Just tell them the issue they will sort it and provide you with the best possible resolution.
Sharath A
It's a more organised and systematic investment app. Since it offers with a low amount it sound interesting.
Dr Murali Basa
Having good customer support and having good experience with this app. It is worth as well.
Srikar Katakam
Loved the idea behind this app. Set your goals and save money as per your own flexibility, get returns on that based on your risk appetite and also the fact that great offers are there for your goals like buying jewellery, home appliances, travel trips.. All in all I found this app great because it lets you save and earn both at the same time. Regarding the customer support experience, team was easy to reach, and quick to guide and respond to my issue! I highly recommend try this app once!!
Diksha Sharma

I started planning my 2 year old's school fee on Multipl. When she will start going to school in the next 2 years, I'm confident on Multipl on the returns part. When it comes to the app, you guys have done an amazing job with the UI. The app is so easy to use. I really liked the Purchase Protection feature.
Purnachandran
It's a very user friendly app with rich UI and simple to use. We can create the goals in no time and can easily track them. Best part is the flexibility to create our own goals with a wide range of options and best brands to choose. Rewards are awesome. Overall it provides a easy way to start the short-term and long-term investment in few minutes...
Raghunanthan Gopal
This app has excellent design. The layout is comfortable and navigation is smooth. I could create my profile and my first investment goal easily. The brand specific investment options have good variety and I'll be opting for the travel, mattress and electric bike one. Overall its an easy to use app and I'm always excited to see what new brand specific options they'll get this time. I also enjoy their posts on Instagram, Facebook and LinkedIn on a regular basis.
Abhishek Sainani
I learned about multipl through Facebook while searching for a better investment/saving option. The app is very user-friendly! One can easily set up an account and make goals that suit them the best. the amount is autoinvested every month in personalised, curated mutual funds considering my risk profile. I have created 5 goals, from travel to buying gold and I look forward to making more. The app is unique, unlike other apps, as I can earn market returns & get various vouuchers from top brands
Madhavi Kulkarni

I started planning my 2 year old's school fee on Multipl. When she will start going to school in the next 2 years, I'm confident on Multipl on the returns part. When it comes to the app, you guys have done an amazing job with the UI. The app is so easy to use. I really liked the Purchase Protection feature.
Purnachandran
It's a very user friendly app with rich UI and simple to use. We can create the goals in no time and can easily track them. Best part is the flexibility to create our own goals with a wide range of options and best brands to choose. Rewards are awesome. Overall it provides a easy way to start the short-term and long-term investment in few minutes...
Raghunanthan Gopal
This app has excellent design. The layout is comfortable and navigation is smooth. I could create my profile and my first investment goal easily. The brand specific investment options have good variety and I'll be opting for the travel, mattress and electric bike one. Overall its an easy to use app and I'm always excited to see what new brand specific options they'll get this time. I also enjoy their posts on Instagram, Facebook and LinkedIn on a regular basis.
Abhishek Sainani
I learned about multipl through Facebook while searching for a better investment/saving option. The app is very user-friendly! One can easily set up an account and make goals that suit them the best. the amount is autoinvested every month in personalised, curated mutual funds considering my risk profile. I have created 5 goals, from travel to buying gold and I look forward to making more. The app is unique, unlike other apps, as I can earn market returns & get various vouuchers from top brands
Madhavi Kulkarni

I started planning my 2 year old's school fee on Multipl. When she will start going to school in the next 2 years, I'm confident on Multipl on the returns part. When it comes to the app, you guys have done an amazing job with the UI. The app is so easy to use. I really liked the Purchase Protection feature.
Purnachandran
It's a very user friendly app with rich UI and simple to use. We can create the goals in no time and can easily track them. Best part is the flexibility to create our own goals with a wide range of options and best brands to choose. Rewards are awesome. Overall it provides a easy way to start the short-term and long-term investment in few minutes...
Raghunanthan Gopal
This app has excellent design. The layout is comfortable and navigation is smooth. I could create my profile and my first investment goal easily. The brand specific investment options have good variety and I'll be opting for the travel, mattress and electric bike one. Overall its an easy to use app and I'm always excited to see what new brand specific options they'll get this time. I also enjoy their posts on Instagram, Facebook and LinkedIn on a regular basis.
Abhishek Sainani
I learned about multipl through Facebook while searching for a better investment/saving option. The app is very user-friendly! One can easily set up an account and make goals that suit them the best. the amount is autoinvested every month in personalised, curated mutual funds considering my risk profile. I have created 5 goals, from travel to buying gold and I look forward to making more. The app is unique, unlike other apps, as I can earn market returns & get various vouuchers from top brands
Madhavi Kulkarni

Why choose us?

Real People. Real Goals.Real Savings.

Hear how Multipl is helping users save smarter, spend better, and reach their goals — without EMIs or regrets.

Why choose us?

Real People. Real Goals.Real Savings.

Hear how Multipl is helping users save smarter, spend better, and reach their goals — without EMIs or regrets.

Real People. Real Goals. Real Savings.

Hear is how Multipl is helping users save smarter, spend better, and reach their goals, without EMIs or regrets.

Real People. Real Goals. Real Savings.

Hear is how Multipl is helping users save smarter, spend better, and reach their goals, without EMIs or regrets.

Join 5 Lakh+ Spendvesters

Download App

Any Questions?

How to use the Multipl app to gain maximum benefits?

What are the different types of goals I can create with Multipl

How do brand co-investments work?

How will I get the brand benefits to make the purchase?

What happens to my money when the goal is completed?

Download Multipl

More FAQs

Savings calling. Answer?

Start planning your next big purchase with Multipl — grow your money, earn rewards, and skip the EMIs.

Savings calling. Answer?

Turn your spending goals into growth plans.Here’s how we help you make every rupee work smarter.

Savings calling. Answer?

Start planning your next big purchase with Multipl — grow your money, earn rewards, and skip the EMIs.

Download Android

Download IOS