Risk Profile

Risk profile is assigned on the basis of your risk score computed from the answers that you provided in the risk profiling questionnaire. It evaluates your capacity to take risks as well as willingness to take risks

Compulsory; Helpful too!

Risk profile is mandatory as per SEBI (Investment Advisers) Regulations, 2013. It is very helpful too. Investing is a highly personalized activity. For an optimal investing experience, it is very important to have asset allocation as per your risk profile and time horizon

Change

Risk Profile once submitted will be locked for a year. However, in case of a perceived change, especially resulting from a material life event such as marriage, childbirth, career shift etc., you can request to take it again by writing to us at support@multipl.xyz

Risk Profile Classification

We classify risk profiles into four different categories-Aggressive, Growth, Moderate and Conservative

Aggressive risk profile denotes that you probably look at risk as an opportunity to enhance your returns/wealth and are willing to bear even extreme volatility that arises in financial markets and that you are prepared for all outcomes including some potential permanent erosion of capital. Significant allocation to high yield assets such as equities and hybrid products may be most suitable for you, especially for medium-term /long-term investments.

Growth risk profile denotes that you probably look at risk as an opportunity to enhance your returns/wealth and are willing to bear volatility that arises in financial markets and that you are prepared even for some adverse outcomes including a slight permanent erosion of capital. Relatively higher allocation to high yield assets such as equities and hybrid products may be most suitable for you, especially for medium-term /long-term investments.

Moderate risk profile denotes that you probably look at risk as volatility and uncertainty and while not being completely risk averse, you have moderate level of tolerance and/or capacity for taking risk. Also, while you are fine with some volatility and notional losses, you wish to completely avoid a permanent erosion in your capital. Low to moderate allocation to high yield assets such as equities and hybrid products and moderate to high allocation to relatively safer low yield assets such as Fixed Deposits and Debt Funds may be most suitable for you, depending on the time horizon of your goals.

Conservative risk profile denotes that you probably look at risk not just as volatility and uncertainty but also often as danger and you have low level of tolerance and/or capacity for taking risk. You not only wish to completely avoid a permanent erosion in your capital but also want to avoid highly volatile investments. Low allocation to high yield assets such as equities and hybrid products and higher allocation to relatively safer low yield assets such as Fixed Deposits and Debt Funds may be most suitable for you, depending on the time horizon of your goals.

MULTIPL WEALTH MANAGEMENT PRIVATE LIMITED

SEBI Registered Investment Advisors

Registration No. INA200014681