Multipl is a AMFI registered Mutual Fund Distributor (ARN No. 319633). *Based on historical returns of Liquid Fund category.
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Refer Multipl.
Get paid every time.
Earn ₹250 for every friend who activates. They get up to ₹1,000 in Brand vouchers.
Get referral code
Your Money Shouldn’t Sit Idle.
Multipl lets you grow your spending money in liquid mutual funds while paying through UPI and unlocking brand rewards.
Multipl lets you grow your spending money in liquid mutual funds while paying through UPI and unlocking brand rewards.
100+ Brand Rewards
Smart Spending
Spend Through UPI
Withdraw Anytime
Save for Anything
Liquid Mutual Funds
Expert-Curated Investing
Safe & Regulated
4.4 rating from 5L+ Users
Your spending money deserves better than a savings account.
Get referral code
About the deal
You earn when you refer
₹250 cash to your account on every friend who activates
If more than 50 friends activate, you get a special milestone reward
Get paid at the end of the month as per number of friends who have activated the account.
No cap — refer as many as you want
Your friend earns with your referral
Up to ₹1,000 Brand vouchers
Unlocks when their spending account is activated for the first time
Available to first-time user using your invite code
How it works in 4 simple steps.
1
Apply in 60 seconds
Drop your name, phone and social handles (optional), to generate your SPECIAL referral code
3
Friend activates
They sign up using your referral code, complete KYC, make their first spending account payment
2
Get your unique link
Talk about it on WhatsApp, Instagram, in your group chats - anywhere.
2
Get your unique link
Talk about it on WhatsApp, Instagram, in your group chats - anywhere.
4
You get paid
Every friend earns you ₹250, and when you hit 50 activated friends, you unlock more at the end of the month. Your friend unlocks their brand vouchers in stages
What you get as a Multipler
More than referrals. A movement.
A referral is considered successful when your friend signs up with your code, completes KYC, and adds money to spending account and spends with brand discounts.
The referral reward is credited to your bank account at the end of month once qualifying investment is successful.
You must be an active user of the app to qualify as the referrer.
Investment returns are subject to market risks, and Multipl does not guarantee returns.
Multipl reserves the right to modify or discontinue the referral program at any time without prior notice.
If a friend did not use your invite/referral code during sign-up, the rewards and benefits will not be applicable.
In-app referral rewards are not eligible under this program.
Duration for the above referral program is 1st–31st of every month, and the payout would be done between the 5th and 10th of the following month, based on the above slab.
Limited Time offer, multipl reserves the right to change or stop the offer at any point of time.
Refer T&C on app
Base Bonus: ₹250 per activation
Milestone bonuses:
50 activations: ₹250×50 = ₹12,500 + ₹2,500 bonus = ₹15,000
100 activations: ₹250×100 = ₹25,000 + ₹5,000 bonus = ₹30,000
200 activations: ₹250×200 = ₹50,000 + ₹7,500 bonus = ₹57,500
500 activations: ₹250×500 = ₹1,25,000 + ₹10,000 bonus = ₹1,35,000
1000 activations: ₹250×1000 = ₹2,50,000 + ₹12,500 bonus = ₹2,62,500
If you don't reach the 50-referral slab, you'll be paid ₹250 per successful referral. The higher slab amount only applies once that slab is achieved; otherwise, the payout is ₹250 per successful referral.
Who can become a Multipler
Anyone with a PAN, UPI ID, and an active Multipl account.
You don't need a huge following — Champion tier is open to all. Refer 1 friend or 100.
India only — for now.
What your friends get?
They're not just "activating" — they're getting rewarded for using a product they'll genuinely love.
How it works
1️⃣ Complete your Investor Profile on Multipl
2️⃣ Set up your HYSA by adding funds
3️⃣ Spend with your favourite brands (min. ₹1,000 per brand redemption)
4️⃣ Earn Voucher — the more you add & spend, the more you earn! You’ll be able to redeem your rewards once the order is successfully completed.
Your Friend's Reward Slabs
Add ₹2,000
₹250 X 1 Brand Vouchers
Add ₹10,000
₹250 X 2 Brand Vouchers
Add ₹15,000
₹250 X 3 Brand Vouchers
Add ₹20,000
₹250 X 4 Brand Vouchers
Important to know
Each reward is a ₹250 discount code
Eg: If you Add ₹20,000 → You Get 4 codes worth ₹250 each i.e ₹1,000 total savings
Each code gives you ₹250 off on a brand order of ₹1,000+
2 discounts codes of ₹250 each are unlocked in a month (all codes need to be redeemed within 6months from the date of this offer).
Rewards are applicable only on brand purchases within the app
They cannot be used for withdrawals or converted to cash
Codes are generated and applied during checkout when you shop with brands
HOW IT WORKS
1️⃣ Complete your Investor Profile on Multipl
2️⃣ Set up your HYSA by adding funds
3️⃣ Spend with your favourite brands (min. ₹1,000 per brand redemption)
4️⃣ Earn Voucher — the more you add & spend, the more you earn!You’ll be able to redeem your rewards once the order is successfully completed.
Frequently asked questions
Multipl is a AMFI registered Mutual Fund Distributor (ARN No. 319633). *Based on historical returns of Liquid Fund category.
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Refer Multipl.
Get paid every time.
Earn ₹250 cash for every friend who activates. Your friend gets up to ₹1,000 in Brand vouchers to start spending from their investments.
Your Money Shouldn’t Sit Idle.
Multipl lets you grow your spending money in Liquid Mutual Funds while spending with 100+ brands, any time.
Most of your money sits in a savings account earning 2-3%. Multipl moves it into liquid mutual funds where it earns up to 7%*, while staying just as accessible. Spend with brands, withdraw anytime, no lock-ins. Your money keeps compounding right up to the moment you spend it.
100+ Brand Rewards
Smart Spending
Spend Through UPI
Withdraw Anytime
Save for Anything
Liquid Mutual Funds
Expert-Curated Investing
Safe & Regulated
4.4 rating from 5L+ Users
Your spending money deserves better than a savings account.
Get referral code
What is the deal?
You earn
Turn your network into recurring rewards every time someone joins and starts spending with Multipl.
₹250 cash to your account on every friend who activates
If more than 50 friends activate, you get a special milestone reward
Get paid at the end of the month as per number of friends who have activated the account.
No cap — refer as many as you want
Your friend earns
A smarter way to start spending from investments while unlocking rewards along the way.
Up to ₹1,000 Brand vouchers
Unlocks when their spending account is activated for the first time
Available to first-time user using your invite code
How it works in 4 simple steps.
1
Apply in 60 seconds
Drop your name, phone and social handles (optional), to generate your SPECIAL referral code
2
Get your unique link
Talk about it on WhatsApp, Instagram, in your group chats - anywhere.
3
Friend activates
They sign up using your referral code, complete KYC, make their first spending account payment
4
You get paid
Every friend earns you ₹250, and when you hit 50 activated friends, you unlock more at the end of the month. Your friend unlocks their brand vouchers in stages
What you get as a Multipler
More than referrals. A movement.
A referral is considered successful when your friend signs up with your code, completes KYC, and adds money to spending account and spends with brand discounts.
The referral reward is credited to your bank account at the end of month once qualifying investment is successful.
You must be an active user of the app to qualify as the referrer.
Investment returns are subject to market risks, and Multipl does not guarantee returns.
Multipl reserves the right to modify or discontinue the referral program at any time without prior notice.
If a friend did not use your invite/referral code during sign-up, the rewards and benefits will not be applicable.
In-app referral rewards are not eligible under this program.
Duration for the above referral program is 1st–31st of every month, and the payout would be done between the 5th and 10th of the following month, based on the above slab.
Limited Time offer, multipl reserves the right to change or stop the offer at any point of time.
Refer T&C on app
Base Bonus: ₹250 per activation
Milestone bonuses:
50 activations: ₹250×50 = ₹12,500 + ₹2,500 bonus = ₹15,000
100 activations: ₹250×100 = ₹25,000 + ₹5,000 bonus = ₹30,000
200 activations: ₹250×200 = ₹50,000 + ₹7,500 bonus = ₹57,500
500 activations: ₹250×500 = ₹1,25,000 + ₹10,000 bonus = ₹1,35,000
1000 activations: ₹250×1000 = ₹2,50,000 + ₹12,500 bonus = ₹2,62,500
If you don't reach the 50-referral slab, you'll be paid ₹250 per successful referral. The higher slab amount only applies once that slab is achieved; otherwise, the payout is ₹250 per successful referral.
Who can become a Multipler
Anyone with a PAN, UPI ID, and an active Multipl account.
You don't need a huge following — Champion tier is open to all. Refer 1 friend or 100.
India only — for now.
What your friends get?
They're not just "activating" — they're getting rewarded for using a product they'll genuinely love.
How it works
1️⃣ Complete your Investor Profile on Multipl
2️⃣ Set up your HYSA by adding funds
3️⃣ Spend with your favourite brands (min. ₹1,000 per brand redemption)
4️⃣ Earn Voucher — the more you add & spend, the more you earn! You’ll be able to redeem your rewards once the order is successfully completed.
Your Friend's Reward Slabs
Add ₹2,000
₹250 X 1 Brand Vouchers
Add ₹10,000
₹250 X 2 Brand Vouchers
Add ₹15,000
₹250 X 3 Brand Vouchers
Add ₹20,000
₹250 X 4 Brand Vouchers
Important to know
Each reward is a ₹250 discount code
Eg: If you Add ₹20,000 → You Get 4 codes worth ₹250 each i.e ₹1,000 total savings
Each code gives you ₹250 off on a brand order of ₹1,000+
2 discounts codes of ₹250 each are unlocked in a month (all codes need to be redeemed within 6months from the date of this offer).
Rewards are applicable only on brand purchases within the app
They cannot be used for withdrawals or converted to cash
Codes are generated and applied during checkout when you shop with brands
HOW IT WORKS
1️⃣ Complete your Investor Profile on Multipl
2️⃣ Set up your HYSA by adding funds
3️⃣ Spend with your favourite brands (min. ₹1,000 per brand redemption)
4️⃣ Earn Voucher — the more you add & spend, the more you earn!You’ll be able to redeem your rewards once the order is successfully completed.
Frequently asked questions
Every month, straight to the bank account linked to your Multipl profile, once your friend completes their qualifying action successfully. No support ticket needed.
Apply now
Tell us a bit about yourself. Once you're approved, you'll get an email with your unique referral link and everything you need to start earning.
Refer Multipl.
Get paid every time.
Earn ₹250 cash for every friend who activates. Your friend gets up to ₹1,000 in Brand vouchers to start spending from their investments.
Multipl is a AMFI registered Mutual Fund Distributor (ARN No. 319633). *Based on historical returns of Liquid Fund category.
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Your Money Shouldn’t Sit Idle.
Multipl lets you grow your spending money in Liquid Mutual Funds while spending with 100+ brands, any time.
Most of your money sits in a savings account earning 2-3%. Multipl moves it into liquid mutual funds where it earns up to 7%*, while staying just as accessible. Spend with brands, withdraw anytime, no lock-ins. Your money keeps compounding right up to the moment you spend it.
100+ Brand Rewards
Smart Spending
Spend Through UPI
Withdraw Anytime
Save for Anything
Liquid Mutual Funds
Expert-Curated Investing
Safe & Regulated
4.4 rating from 5L+ Users
Your spending money deserves better than a savings account.
Get referral code
What is the deal?
You earn
Turn your network into recurring rewards every time someone joins and starts spending with Multipl.
₹250 cash to your account on every friend who activates
If more than 50 friends activate, you get a special milestone reward
Get paid at the end of the month as per number of friends who have activated the account.
No cap — refer as many as you want
Your friend earns
A smarter way to start spending from investments while unlocking rewards along the way.
Up to ₹1,000 Brand vouchers
Unlocks when their spending account is activated for the first time
Available to first-time user using your invite code
How it works in 4 simple steps.
1
Apply in 60 seconds
Drop your name, phone and social handles (optional), to generate your SPECIAL referral code
2
Get your unique link
Talk about it on WhatsApp, Instagram, in your group chats - anywhere.
3
Friend activates
They sign up using your referral code, complete KYC, make their first spending account payment
4
You get paid
Every friend earns you ₹250, and when you hit 50 activated friends, you unlock more at the end of the month. Your friend unlocks their brand vouchers in stages
What you get as a Multipler
More than referrals. A movement.
A referral is considered successful when your friend signs up with your code, completes KYC, and adds money to spending account and spends with brand discounts.
The referral reward is credited to your bank account at the end of month once qualifying investment is successful.
You must be an active user of the app to qualify as the referrer.
Investment returns are subject to market risks, and Multipl does not guarantee returns.
Multipl reserves the right to modify or discontinue the referral program at any time without prior notice.
If a friend did not use your invite/referral code during sign-up, the rewards and benefits will not be applicable.
In-app referral rewards are not eligible under this program.
Duration for the above referral program is 1st–31st of every month, and the payout would be done between the 5th and 10th of the following month, based on the above slab.
Limited Time offer, multipl reserves the right to change or stop the offer at any point of time.
Refer T&C on app
Base Bonus: ₹250 per activation
Milestone bonuses:
50 activations: ₹250×50 = ₹12,500 + ₹2,500 bonus = ₹15,000
100 activations: ₹250×100 = ₹25,000 + ₹5,000 bonus = ₹30,000
200 activations: ₹250×200 = ₹50,000 + ₹7,500 bonus = ₹57,500
500 activations: ₹250×500 = ₹1,25,000 + ₹10,000 bonus = ₹1,35,000
1000 activations: ₹250×1000 = ₹2,50,000 + ₹12,500 bonus = ₹2,62,500
If you don't reach the 50-referral slab, you'll be paid ₹250 per successful referral. The higher slab amount only applies once that slab is achieved; otherwise, the payout is ₹250 per successful referral.
Who can become a Multipler
Anyone with a PAN, UPI ID, and an active Multipl account.
You don't need a huge following — Champion tier is open to all. Refer 1 friend or 100.
India only — for now.
What your friends get?
They're not just "activating" — they're getting rewarded for using a product they'll genuinely love.
How it works
1️⃣ Complete your Investor Profile on Multipl
2️⃣ Set up your HYSA by adding funds
3️⃣ Spend with your favourite brands (min. ₹1,000 per brand redemption)
4️⃣ Earn Voucher — the more you add & spend, the more you earn! You’ll be able to redeem your rewards once the order is successfully completed.
Your Friend's Reward Slabs
Add ₹2,000
₹250 X 1 Brand Vouchers
Add ₹10,000
₹250 X 2 Brand Vouchers
Add ₹15,000
₹250 X 3 Brand Vouchers
Add ₹20,000
₹250 X 4 Brand Vouchers
Important to know
Each reward is a ₹250 discount code
Eg: If you Add ₹20,000 → You Get 4 codes worth ₹250 each i.e ₹1,000 total savings
Each code gives you ₹250 off on a brand order of ₹1,000+
2 discounts codes of ₹250 each are unlocked in a month (all codes need to be redeemed within 6months from the date of this offer).
Rewards are applicable only on brand purchases within the app
They cannot be used for withdrawals or converted to cash
Codes are generated and applied during checkout when you shop with brands
HOW IT WORKS
1️⃣ Complete your Investor Profile on Multipl
2️⃣ Set up your HYSA by adding funds
3️⃣ Spend with your favourite brands (min. ₹1,000 per brand redemption)
4️⃣ Earn Voucher — the more you add & spend, the more you earn!You’ll be able to redeem your rewards once the order is successfully completed.
Frequently asked questions
Every month, straight to the bank account linked to your Multipl profile, once your friend completes their qualifying action successfully. No support ticket needed.
Apply now
Tell us a bit about yourself. Once you're approved, you'll get an email with your unique referral link and everything you need to start earning.
Apply now
Tell us a bit about yourself. Once you're approved, you'll get an email with your unique referral link and everything you need to start earning.