Refer Multipl.
Get paid every time.
Earn ₹250 for every friend who activates. They get up to ₹1,000 in Brand vouchers.




Your Money Shouldn’t Sit Idle.
Multipl lets you grow your spending money in liquid mutual funds while paying through UPI and unlocking brand rewards.
Multipl lets you grow your spending money in liquid mutual funds while paying through UPI and unlocking brand rewards.


100+ Brand Rewards


Smart Spending


Spend Through UPI


Withdraw Anytime


Save for Anything


Liquid Mutual Funds


Expert-Curated Investing


Safe & Regulated


4.3+ rating from 5L+ Users
Your spending money deserves better than a savings account.



About the deal
You earn when you refer
₹250 cash to your account
Paid within 24 hours of activation
No cap — refer as many as you want

Your friend earns with your referral
Up to ₹1,000 Brand vouchers
Unlocked as they explore the product
Available to every first-time user

How it works in 4 simple steps.
1

Apply in 60 seconds
Drop your name, phone, and (optional) social handles.
2

Get your unique link
Share it on WhatsApp, Instagram, in your group chats, anywhere.
3

Friend activates
They sign up, complete KYC, and make their first Investment.
4

You get paid
₹250 cash hits your UPI in 24 hours. They unlock their Amazon vouchers in stages.
What you get as a Multipler
More than referrals. A movement.






A referral is considered successful when your friend makes their 1st mutual fund investment payment, and the associated investment is successfully processed.
The referral reward is credited to your bank account every month once the qualifying investment is successful.
To be eligible for referral rewards, the referrer must be an active user of the multipl app.
Investment returns are subject to market risks, and Multipl does not guarantee returns.
Multipl reserves the right to modify or discontinue the referral program at any time without prior notice.
Who can become a Multipler



Anyone with a PAN, UPI ID, and an active Multipl account.
You don't need a huge following — Champion tier is open to all. Refer 1 friend or 100.
India only — for now.
What your friends get?
Your friends don't just activate. They get rewarded for using the product they would love.




How it works
1️⃣ Complete your Investor Profile on Multipl
2️⃣ Set up your HYSA by adding funds
3️⃣ Spend with your favourite brands (min. ₹1,000 per brand redemption)
4️⃣ Earn Voucher — the more you add & spend, the more you earn!You’ll be able to redeem your rewards once the order is successfully completed.
Your Friend's Reward Slabs

Add ₹5,000
₹250 X 1 Brand Vouchers

Add ₹10,000
₹250 X 2 Brand Vouchers

Add ₹15,000
₹250 X 3 Brand Vouchers

Add ₹25,000
₹250 X 4 Brand Vouchers
Important to know
Each reward is a ₹250 discount code
Eg: If you Add ₹25,000 → You Get 4 codes worth ₹250 each i.e ₹1,000 total savings
Each code gives you ₹250 off on a brand order of ₹1,000+
2 discounts codes of ₹250 each are unlocked in a month
Rewards are applicable only on brand purchases within the app
They cannot be used for withdrawals or converted to cash
Codes are generated and applied during checkout when you shop with brands
HOW IT WORKS
1️⃣ Complete your Investor Profile on Multipl
2️⃣ Set up your HYSA by adding funds
3️⃣ Spend with your favourite brands (min. ₹1,000 per brand redemption)
4️⃣ Earn Voucher — the more you add & spend, the more you earn!You’ll be able to redeem your rewards once the order is successfully completed.
Frequently asked questions
Refer Multipl.
Get paid every time.
Earn ₹250 cash for every friend who activates. They get up to ₹1,000 in Brand vouchers to start spending from their investments.
Know Multipl








Your Money Shouldn’t Sit Idle.
Multipl lets you grow your spending money in liquid mutual funds while spending with 100+ brands, any time.
Most of your money sits in a savings account earning 2-3%. Multipl moves it into liquid mutual funds where it earns up to 7%*, while staying just as accessible. Spend with brands, withdraw anytime, no lock-ins. Your money keeps compounding right up to the moment you spend it.


100+ Brand Rewards


Smart Spending


Spend Through UPI


Withdraw Anytime


Save for Anything


Liquid Mutual Funds


Expert-Curated Investing


Safe & Regulated


4.8 rating from 10k+ Users
Your spending money deserves better than a savings account.



What is the deal?
You earn
Turn your network into recurring rewards every time someone joins and starts investing with Multipl.
₹250 cash to your account
Paid within 24 hours of activation
No cap — refer as many as you want

Your friend earn
A smarter way to start spending from investments while unlocking rewards along the way.
Up to ₹1,000 Brand vouchers
Unlocked as they explore the product
Available to every first-time user

How it works in 4 simple steps.
1

Apply in 60 seconds
Drop your name, phone, and (optional) social handles.
2

Get your unique link
Share it on WhatsApp, Instagram, in your group chats, anywhere.
3

Friend activates
They sign up, complete KYC, and make their first Investment
4

You get paid
₹250 cash hits your UPI in 24 hours. They unlock their Amazon vouchers in stages.
What you get as a Multipler
More than referrals. A movement.






A referral is considered successful when your friend makes their 1st mutual fund investment payment, and the associated investment is successfully processed.
The referral reward is credited to your bank account every month once the qualifying investment is successful.
To be eligible for referral rewards, the referrer must be an active user of the multipl app.
Investment returns are subject to market risks, and Multipl does not guarantee returns.
Multipl reserves the right to modify or discontinue the referral program at any time without prior notice.
Who can become a Multipler




Anyone with a PAN, UPI ID, and an active Multipl account.
You don't need a huge following — Champion tier is open to all. Refer 1 friend or 100.
India only — for now.
What your friends get?
Your friends don't activate. They get rewarded for using the product they would love.




How it works
1️⃣ Complete your Investor Profile on Multipl
2️⃣ Set up your HYSA by adding funds
3️⃣ Spend with your favourite brands (min. ₹1,000 per brand redemption)
4️⃣ Earn Voucher — the more you add & spend, the more you earn!You’ll be able to redeem your rewards once the order is successfully completed.
Your Friend's Reward Slabs

Add ₹5,000
₹250 X 1 Brand Vouchers

Add ₹10,000
₹250 X 2 Brand Vouchers

Add ₹15,000
₹250 X 3 Brand Vouchers

Add ₹25,000
₹250 X 4 Brand Vouchers
Important to know
Each reward is a ₹250 discount code
Eg: If you Add ₹25,000 → You Get 4 codes worth ₹250 each i.e ₹1,000 total savings
Each code gives you ₹250 off on a brand order of ₹1,000+
2 discounts codes of ₹250 each are unlocked in a month
Rewards are applicable only on brand purchases within the app
They cannot be used for withdrawals or converted to cash
Codes are generated and applied during checkout when you shop with brands
HOW IT WORKS
1️⃣ Complete your Investor Profile on Multipl
2️⃣ Set up your HYSA by adding funds
3️⃣ Spend with your favourite brands (min. ₹1,000 per brand redemption)
4️⃣ Earn Voucher — the more you add & spend, the more you earn!You’ll be able to redeem your rewards once the order is successfully completed.
Common questions
Frequently asked questions
Every month, straight to the bank account linked to your Multipl profile, once your friend's qualifying investment is successful. No support ticket needed.
Apply now
Tell us a bit about yourself. Once you're approved, you'll get an email with your unique referral link and everything you need to start earning.
Refer Multipl.
Get paid every time.
Earn ₹250 cash for every friend who activates. They get up to ₹1,000 in Brand vouchers to start spending from their investments.
Know Multipl
Know Multipl




Your Money Shouldn’t Sit Idle.
Multipl lets you grow your spending money in liquid mutual funds while spending with 100+ brands, any time.
Most of your money sits in a savings account earning 2-3%. Multipl moves it into liquid mutual funds where it earns up to 7%*, while staying just as accessible. Spend with brands, withdraw anytime, no lock-ins. Your money keeps compounding right up to the moment you spend it.


100+ Brand Rewards


Smart Spending


Spend Through UPI


Withdraw Anytime


Save for Anything


Liquid Mutual Funds


Expert-Curated Investing


Safe & Regulated


4.8 rating from 10k+ Users
Your spending money deserves better than a savings account.



What is the deal?
You earn
Turn your network into recurring rewards every time someone joins and starts investing with Multipl.
₹250 cash to your account
Paid within 24 hours of activation
No cap — refer as many as you want

Your friend earn
A smarter way to start spending from investments while unlocking rewards along the way.
Up to ₹1,000 Brand vouchers
Unlocked as they explore the product
Available to every first-time user

How it works in 4 simple steps.
1

Apply in 60 seconds
Drop your name, phone, and (optional) social handles.
2

Get your unique link
Share it on WhatsApp, Instagram, in your group chats, anywhere.
3

Friend activates
They sign up, complete KYC, and make their first Investment
4

You get paid
₹250 cash hits your UPI in 24 hours. They unlock their Amazon vouchers in stages.
What you get as a Multipler
More than referrals. A movement.






A referral is considered successful when your friend makes their 1st mutual fund investment payment, and the associated investment is successfully processed.
The referral reward is credited to your bank account every month once the qualifying investment is successful.
To be eligible for referral rewards, the referrer must be an active user of the multipl app.
Investment returns are subject to market risks, and Multipl does not guarantee returns.
Multipl reserves the right to modify or discontinue the referral program at any time without prior notice.
Who can become a Multipler




Anyone with a PAN, UPI ID, and an active Multipl account.
You don't need a huge following — Champion tier is open to all. Refer 1 friend or 100.
India only — for now.
What your friends get?
Your friends don't activate. They get rewarded for using the product they would love.





How it works
1️⃣ Complete your Investor Profile on Multipl
2️⃣ Set up your HYSA by adding funds
3️⃣ Spend with your favourite brands (min. ₹1,000 per brand redemption)
4️⃣ Earn Voucher — the more you add & spend, the more you earn!You’ll be able to redeem your rewards once the order is successfully completed.
Your Friend's Reward Slabs

Add ₹5,000
₹250 X 1 Brand Vouchers

Add ₹10,000
₹250 X 2 Brand Vouchers

Add ₹15,000
₹250 X 3 Brand Vouchers

Add ₹25,000
₹250 X 4 Brand Vouchers
Important to know
Each reward is a ₹250 discount code
Eg: If you Add ₹25,000 → You Get 4 codes worth ₹250 each i.e ₹1,000 total savings
Each code gives you ₹250 off on a brand order of ₹1,000+
2 discounts codes of ₹250 each are unlocked in a month
Rewards are applicable only on brand purchases within the app
They cannot be used for withdrawals or converted to cash
Codes are generated and applied during checkout when you shop with brands
HOW IT WORKS
1️⃣ Complete your Investor Profile on Multipl
2️⃣ Set up your HYSA by adding funds
3️⃣ Spend with your favourite brands (min. ₹1,000 per brand redemption)
4️⃣ Earn Voucher — the more you add & spend, the more you earn!You’ll be able to redeem your rewards once the order is successfully completed.
Common questions
Frequently asked questions
Every month, straight to the bank account linked to your Multipl profile, once your friend's qualifying investment is successful. No support ticket needed.
Apply now
Tell us a bit about yourself. Once you're approved, you'll get an email with your unique referral link and everything you need to start earning.
Apply now
Tell us a bit about yourself. Once you're approved, you'll get an email with your unique referral link and everything you need to start earning.